We understand that for many families, talking about death is very difficult. We also realize that today, with family members often spread throughout the country it is probably more important than ever to reflect on some very important decisions regarding your funeral, and to have those decisions recorded and made known to others who care about you.

The Benefits of Funeral Pre-Planning…

• During our lives we plan for many events and situations such as holidays, weddings, and retirement. What we often don’t plan for or think about is our own funeral.
• More adults are finding that planning their own service offers them comfort and peace of mind.
• Decisions are made at an unemotional time and personal wishes are more likely to be made known and honored.
• Loved ones won’t question “Did we do the right thing? Did we forget anything? Is this what she/he wanted? Preplanning your funeral not only lets your survivors know what your wishes are but also helps to avoid family disputes. For many families the recording of biographical information and decisions regarding their funeral is all the preplanning which is done.

The Benefits of Pre-Funding Funeral Services…

• The cost of the funeral you have planned is guaranteed at today’s prices.
• No other financial decisions need to be made by your family at the time of death.
• Funds will be held by a reputable third party financial institution.
• Funds invested in a funeral plan will not count as an asset if you enter a nursing home.

Who are Funds Invested With?

• We currently utilize both Burial Insurance through Fortis Family Life and the Master Escrow Plan with Michigan Funeral Directors Association.
• Both funding vehicles are in compliance with the current Michigan Family Independence Agency guidelines.

What about Life Insurance Policies?

Michigan recently passed a law allowing us to convert privately held life insurance policies over $1500 in face value to a policy which would be considered a non-asset to a person applying for FIA assistance, thus eliminating the need for families to cash in a policy held for years and losing considerable money in the process.

Can Pre-Paid Funeral Arrangements be Transferred?

Absolutely. In fact, you can transfer any pre-paid funeral agreement to our funeral home, or from our funeral home to another funeral home should you move out of the area permanently. We will assist you in completing all the necessary paperwork to complete the transfer.

If You Are Interested in Pre-Planning……

• Please call us at 906-226-6589 or use our toll free number, 1-888-226-8393 to set up an appointment. We can meet either at the funeral home or in the privacy of your own home.
• Complete our online pre-arrangement form. The information you provide will be placed on file and a copy will be sent to you for your records.